In the United States, Chase Bank has launched a program that's making a difference. It's called My Chase Plan, an option designed to help families breathe easier. There's no need to fear unexpected payments anymore: now it's possible to split purchases into fixed installments, with no surprises.
My Chase Plan changes everything: Chase Bank finds the key in the United States
This system lets you split purchases starting at $100 into equal installments over three, six, twelve, or even up to 18 months. It's not a new credit card; it's a tool within your Chase card that turns a large purchase into manageable payments.
As soon as you make the purchase, you log into the Chase Bank app or website. If the amount is eligible, a "Pay Over Time" or "My Chase Plan" button appears. You select the term, see the monthly installment, and that's it—everything is digital and very intuitive.
Clear and fair conditions
There's no interest, just a fixed monthly fee that's shown before you confirm, with no credit check or paperwork, and it's activated in just a couple of clicks. You can cancel or pay off the debt early without penalty, recharge your minimum amount, and don't lose the grace period. You keep avoiding interest on your other purchases.
In a country where unexpected expenses are common, My Chase Plan offers real relief. For example, if a car repair costs €1,200 ($1,200), instead of paying it all at once, you can spread it out over installments. This protects your budget and lets you handle expenses without giving up what's essential: food, electricity, or schools.
How it helps you make it to the end of the month without surprises
Paying a large amount all at once can destabilize your finances. With this system, you know what you'll pay each month, there are no surprise interest charges or hidden fees. It helps you plan, access necessary purchases, and keep covering the essentials without stress.
Chase Bank has developed a model that puts the customer at the center. There's no pressure to sign up; it's optional and transparent, everything is digital, with no lengthy processes.
The plan is reported to credit agencies, but if you pay on time, it doesn't negatively affect you.
Chase shows they understand real life: real help for families, with no fine print and no surprises.
This plan isn't just a bargain for those who need to finance something big. It's also a tool for those who want to shop without stress. It's a way to support families, to offer them peace of mind month after month.