A thoughtful man with a beard and a light blue jersey is superimposed in front of a PNC Bank building.

Surprise in half of America after PNC Bank news: Pay attention if you use your card

PNC Bank informs its clients of something important about their cards: Pay attention to their latest notice

PNC Bank has issued an important notice for their customers in the United States who use cards to pay. This change has surprised many users and has caused a wide range of reactions.

According to internal communications translated by several media outlets, PNC Bank has explained to their customers that from now on, different limits will apply when using cards at ATMs and for purchases. In other words, it will no longer be possible to make unlimited card payments; both the maximum value allowed per transaction and the total that can be spent in a single day will be controlled.

Confirmed by PNC Bank: new card payment limits

PNC Bank has detailed that standard account users now have a limit that can range between 500 USD and 1,500 USD per day for cash withdrawals at PNC ATMs. In addition, they include restrictions for deposits, reducing the number of bills or checks that can be processed per transaction.

A woman with a surprised expression in front of a bank ATM.
PNC Bank sets certain limits when using the card | Pixelshot, Grok

However, that same outlet doesn't specify the exact figure applied to each customer. This is because PNC adjusts the amounts according to the type of account and volume of use.

Main reasons for the change: PNC Bank gets serious

The main reason for the limit is security and fraud prevention. The bank wants to prevent suspicious operations or unusual activity from going unnoticed. By setting adjusted daily limits, PNC reduces the risk of losses for both their customers and the institution itself.

After the news was confirmed, the reaction on social media and forums was immediate. Some users were understanding, recognizing that security should come before convenience. Other internet users expressed their frustration over the inconveniences.

Who does this notice affect?

This notice is directed at all customers in the United States who use their debit or credit cards linked to standard checking accounts. The per-transaction and daily limits affect operations both at ATMs and at points of sale. Higher-level accounts or those with specific benefits could have different caps, depending on the customer's profile.

Person inserting a debit card into an ATM.
This PNC Bank notice affects millions of customers | Google Maps, PNC Bank

PNC advises that if a user needs to make a transaction that exceeds the established limits, they should contact Customer Service directly. In some cases, it is possible to request a temporary or permanent adjustment of the cap, depending on the account history and the relationship with the bank.

Additionally, the bank recommended using digital channels such as the mobile app or online banking. There, customers can review their current limits and receive transaction notifications to avoid unpleasant surprises.