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Half of America, waiting on US Bank: they've been demanding it loudly for a long time

Many citizens had been requesting this bank for a card with favorable conditions, and now it is already available to them

Thousands of US Bank users have used their cards for years without knowing a key piece of information that has now been released. Many suspected that the bank was keeping certain advantages up its sleeve. It has finally been confirmed.

There are two Visa card options that stand out for their special conditions. They could completely change the way you manage your finances. If you're looking for a new credit card, this revelation is of interest to you.

Although US Bank offers various cards, there are two products that clearly stand out from the rest. These are the US Bank Shield Visa card and the US Bank Cash+ Visa Signature. Both combine attractive benefits with zero annual fee, which isn't so common in today's market.

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These US bank cards can be very appealing to you | Getty Images, DAPA Images

US Bank cards that may interest you

The US Bank Shield Visa is ideal if what you want is to save on interest. This card offers a 0% annual percentage rate (APR) (TAE). Both on new purchases and balance transfers during the first 21 billing cycles.

It is an excellent option for those who want to finance a major purchase or consolidate debt without additional interest charges in the short term. After this introductory period, the APR changes. It ranges between 17.74% and 28.74%, depending on the cardholder's credit profile.

In addition, the US Bank Shield offers protection for your cell phone if you pay the monthly bill with this card. You can also access your TransUnion credit score at no cost, activate automatic payment, and change the payment due date. This provides greater financial flexibility.

Meanwhile, if your goal is to earn rewards, the US Bank Cash+ Visa Signature card is one of the most comprehensive on the market. Its greatest advantage is that it allows you to customize your cashback categories. Each quarter, you can choose two categories where you'll receive up to 5% cashback on the first $2,000 in combined purchases.

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US Bank has good news for these users | US Bank

You can also select a daily category in which you'll get 2% cashback. The rest of your purchases will generate 1%.

This card, just like the US Bank Shield, doesn't charge an annual fee and offers fraud liability coverage. This provides peace of mind in the event of any unauthorized use. It is perfect for those who make many everyday purchases and want to get the most out of them.

In addition, US Bank allows you to redeem the rewards accumulated on these cards for different options: whether it's cash, travel, gift cards, or even products. The minimum redemption depends on the card and can start from 1,000 up to 5,000 points.