U.S. tax form 1040 next to a calculator, a red pencil, and a pair of glasses on a table, with a bill and a small American flag in the foreground

Verified: SSA gives you another chance, do it as soon as possible or you'll regret it

The latest reminder from SSA about the IRS shouldn't be overlooked by thousands of Americans: don't think twice about it

United States Social Security (SSA) has issued a very clear message that's making headlines across the country. It's addressed to millions of Americans who haven't yet submitted a vital procedure and who are risking a hefty fine.

The notice isn't just a warning, but also a second chance to avoid more serious problems. If you don't do it soon, you could seriously regret it.

SSA won't warn again: if you haven't filed your return, be careful

Although the usual deadline to file tax returns in the United States ended in April 2025, the IRS gives you one more chance. They still allow those who missed this deadline to catch up as soon as possible. However, don't wait any longer to file, since each day of delay can mean high fines and interest that increase quickly.

Blond-haired man speaking in front of a microphone with social security cards in the foreground
The government and SSA give many Americans one more chance | Getty Images, Freepik

SSA reminds you that keeping up to date with the IRS isn't just a legal obligation, but also a way to secure your present and future benefits. That's why the advice is very clear: react as soon as possible and don't leave it for later. IRS already has several tools available on IRS.gov to help you with this process.

You must be up to date with the IRS or the consequences will be dire

On IRS.gov you'll find very useful resources to pay taxes safely, file your return electronically, and find out if you're entitled to a refund. Even if you've already requested an extension, you should know that this extension only gives you more time to submit the paperwork, but doesn't delay the obligation to pay. Therefore, if you owed money in April, interest is already accruing.

Many Americans make the mistake of thinking that if they don't have money to pay now, it's best to wait. However, both SSA and the IRS insist that it's better to file as soon as possible, even if you can't pay everything.

Elderly couple talking in a living room while reviewing documents, with a box showing a Social Security card and a United States permanent resident card.
Submit your tax return as soon as possible | Getty Images, Robert Kneschke

Use the tools available on the IRS website

The IRS offers payment plans and alternatives that adapt to each financial situation. If you do nothing, the problem grows.

In addition, not complying with the return can affect your record with the IRS and even your social benefits. That's why the recommendation is clear: go to IRS.gov, use the available tools, get informed, and act. You can file the return yourself, use free software, or ask a licensed professional for help.