A smiling man in a white t-jersey gives a thumbs-up in front of a building with a bank logo.

Bank of America's secret it kept hidden that will make many people's day

This advantage is within reach of any American, and they will only ask you for one condition to enjoy it

Can you imagine receiving money just for using your bank account? One of the country's largest and most trusted banks has a surprise that few people know about. Over time, you'll realize the enormous benefit it brings.

If you're thinking about opening a bank account in the United States or you're looking to switch banks, this hidden detail from Bank of America could be just what you need.

It's one of the most solid and recognized banking institutions in the United States. They've launched an offer aimed at attracting new clients, especially those opening their first bank account in the country. This initiative is part of their strategy to position themselves even more among the top American banks.

Entrance of a Bank of America branch with glass doors and a sign at the top.
The institution will give you a 6% refund for opening an account | Google Maps

What Bank of America imposes

The proposal is very clear and attractive. Those who open a new account with Bank of America can get 6% cash back during the first year. This benefit applies regardless of the rewards category the client chooses.

How does this 6% cash back work? It's quite simple. The bank offers 3% cash back on all purchases, plus an additional 3% in a category that the user can select according to their preferences. These categories include everything from gas and electric vehicle charging stations to restaurants, travel, pharmacies, streaming services, and home improvements.

In addition, there's an extra 2% cash back for purchases at supermarkets and wholesale clubs. However, this last benefit only applies up to a combined limit of $2,500 in purchases.

A smiling woman enthusiastically raises her arms in front of a bank and an ATM.
It's worth taking advantage of this benefit the bank offers you | Getty Images, Grok

Once the first year is over, the account continues to generate cash back, although with adjusted percentages depending on the category you choose. This makes Bank of America not only an excellent option to start your financial life in the United States, but also a bank that rewards its clients' loyalty.

This is how you open an account

Opening an account at this bank is an easy and quick process. You can do it directly from their official website or by visiting a nearby branch. You must choose the type of account that suits you best, review the minimum requirements, and complete a form with your personal information.

You'll also need to present a valid ID (such as a passport or driver's license) and make an initial deposit. It's usually between $25 and $100.

Bank of America offers its clients a wide network of branches and ATMs across the country, as well as access to online banking and a very comprehensive mobile app.