PNC Bank's app stands out for offering not only financial services but also useful security tips. One of the recent topics shared by the institution has to do with QR codes.
In this case, the bank warns that QR codes can be used by scammers to trick you and steal data or money. However, by following a few simple guidelines, you can protect yourself and use QR codes with confidence.
PNC Bank focuses on QR codes
QR codes have become popular: menus, ads, payments... but there can be risks behind them. According to PNC Bank, by scanning a malicious code you could access fake sites that request data, install malware, or redirect payments to fraudulent accounts.
These attacks, called "quishing" (phishing with QR), take advantage of our haste and trust. An apparently harmless code could hide a trap, and cybercriminals easily distribute them by sticking them over the originals in public places.
By combining technology with safe habits, you not only avoid scams but also strengthen your confidence when using digital tools. PNC Bank highlights the importance of prevention over reaction and, for this reason, offers some simple but effective tips.
How to protect your money according to PNC Bank
PNC Bank points out the importance of checking the URL before clicking. After scanning, check that the web address is trustworthy and be careful with strange domains, mixed-up letters, or shortened links. In addition, you should only trust codes from official companies, verified menus, or trusted services and, if it's from a stranger, don't scan it.
PNC Bank states that scammers collect money with overlaid codes (stickers over the originals), so check if it hasn't been tampered with. You should also be wary of unusual requests. If the destination asks for access to accounts, passwords, or urgent payments, stop and verify with the original source.
PNC Bank also recommends making sure the website is HTTPS, without errors or suspicious certificates, and protecting your device
with antivirus, antimalware, and an up-to-date system. Likewise, if you discover a fraudulent code or fall victim to a scam, report it to PNC Bank and the relevant authorities so they can act immediately.