The United States Social Security Administration (SSA) has recently clarified an issue that concerned many people. This official explanation provides reassurance to thousands of people who were waiting for answers.
SSA has clarified that if a person who was receiving benefits dies and is still owed a payment that hasn't been made, that money can be collected. It can be claimed using form SSA‑1724. In this case, the payment owed doesn't disappear; it can be given to a family member or to the legal representative of the deceased's estate.
SSA solves all doubts when one of their beneficiaries dies: pay attention
SSA details a strict order of priority to determine who can receive the payment owed. First, the surviving spouse who lived with the deceased or who was receiving a benefit on the same record will be considered. Then, children who were receiving benefits on that record are evaluated, followed by parents who were beneficiaries, and if none apply, the payment is given to the legal representative of the estate.
The purpose is to allow the person who receives the money to confirm that there are no outstanding obligations. In cases where there is no eligible spouse, child, or parent, the legal representative can be an heir designated by the probate or succession court. SSA also agrees to pay them directly if that person can provide that proper waiver.
Reminder from United States Social Security: take it seriously
Additionally, the agency reminds that they don't pay benefits for the month in which the person dies. For example, if someone dies in August, the payment for August that is deposited in September must be returned to SSA. Even if it has already arrived in the deceased's account or was deposited in a joint account.
Banks are required to return those funds and uncashed checks must be sent back to SSA. Other common questions have also been clarified. For example, many people wonder if they can collect a lump sum.
SSA reminds that there is a death payment of $255, but it can only be requested within two years after the death. This is available to the spouse or to an eligible child, according to official rules.
Regarding survivor benefits, such as those derived from a spouse, child, or dependent parent, these benefits aren't activated until the death is reported. Whether by a funeral director or by a family member, they can't be applied for online; you must call 1‑800‑772‑1213 or go to an office.