For some time now, many Chase Bank customers in the United States have been wanting a checking account that brings together the best: real benefits, low or no cost, and ease of use. Chase has listened and replied with the ideal account that has received unanimous praise.
This is Chase Total Checking®, the everyday account that combines simplicity, utility, and rewards. To begin with, new customers can get a bonus of up to $300 just for opening the account and receiving direct deposits of at least $500 within 90 days. This already makes it clear that Chase understands people's real needs.
Chase Bank gives customers the best possible news: the account you need today
The most useful thing is that it's very easy and quick to sign up. You just need to go to Chase's website or app, open the account, add your information, and start using it. Approval is usually immediate, and you can start operating within minutes, even from your mobile phone with the Chase Mobile® app.

It's an account with all the features of a traditional checking account. We're talking about checks, bill payments, transfers, debit card, and access to more than 15,000 ATMs and 4,700 branches across the country.
Total checking benefits are beyond doubt
In addition, it has overdraft protection with Chase Overdraft Assist, which prevents fees if you go a few dollars below your balance. Another advantage is that you can remove the $12 monthly fee if you meet any condition, such as receiving direct deposits over $500, keeping a balance of $1,500, or a combined balance of $5,000 among linked accounts.
That makes saving easier and lets you take advantage of your savings without extra costs. Users have especially valued the digital experience. With the app, you can deposit checks, pay using Zelle®, view alerts, activate the debit card, or block it if it's lost.

Chase Bank keeps a complete service and in line with expectations
In addition, the account has Zero Liability Protection, which guarantees reimbursement for unauthorized charges. Chase Bank's commitment to its customers is clear. They not only launch bonuses and useful features, but they also keep a complete service and in line with expectations: the app, customer service, security, and access to additional products, such as savings, cards, loans, or investments.
The financial education center and service in Spanish also show that they want to cover everyone's needs. Satisfaction is high; people say they can now manage their finances better, save without overpaying, and use modern tools. Chase has shown that it puts the customer at the heart of its banking proposal.