Bank of America has just issued an alert that must be taken seriously. In the United States, the bank has detected an increase in attacks and other frauds that can deceive anyone. This urgent notice puts clear measures on the table that every customer must follow with caution and maximum suspicion.
Real danger: Bank of America takes it seriously, they could take everything from you
The scammers' modus operandi is increasingly sophisticated; they can impersonate the bank through emails, calls, SMS messages, or social media. The goal: for you to hand over your personal data or passwords. Once inside, the first thing that happens is that they ask you to transfer money to a "secure account" or to install an app to "facilitate a review."
If you fall for it, your money disappears. You won't be able to recover it, and your personal information could be used to steal even more from you. They can even install malware on your device to spy on your activities.
Phishing and frauds: signs of deception
Bank of America clarifies that they will never ask you to transfer funds, even to yourself, or to provide verification codes. They also won't ask you to install programs or grant remote access to your device.
Additionally, they warn you about messages that create unjustified urgency or that supposedly come from the bank. These may include requests for payment via gift cards, cryptocurrencies, or Zelle, or deceptive links. If you respond to these suspicious SMS or emails, you could become a victim of smishing or vishing.
These actions are prohibited: follow Bank of America's advice
It's essential to keep calm and not react on impulse. Bank of America asks you to do this without exception: Never transfer money or codes: not to others or to yourself, don't click on links or download suspicious files. Don't allow remote access to your device and ignore messages telling you to disregard bank alerts.
If you receive an urgent message, call the bank using official channels, such as the app or the website. Send suspicious emails to abuse@bankofamerica.com and then delete them. Also, use two-factor authentication and activate SMS or app alerts.
Other tips to keep in mind are to check your account regularly to detect strange payments or charges. Talk to your family members about these scams; scammers also target the most vulnerable. Be careful with social media and "too good" offers; there may be investment scams, fake purchases, or fraudulent loans.